Aeroplan Points Dispute: Caregiver vs. Patient's Daughter (2026)

In a fascinating case that raises questions about gifts, dementia, and the complexities of family dynamics, a recent decision by the BC Civil Resolution Tribunal has sparked intrigue. The story revolves around an Aeroplan card, a caregiver, and a family's battle to prove their side of the story.

The Aeroplan Card Conundrum

At the heart of this dispute is an Aeroplan card loaded with points, a valuable asset in the world of travel rewards. The applicant, TI, representing her father, claimed that the respondent, HJ, had taken the card, changed its details, and used the points for personal gain. A significant sum of $5,000 was at stake, representing the value of those points.

HJ, however, maintained that the card was a gift, a token of appreciation for her work as a caregiver. This simple statement set off a chain of events that led to a tribunal hearing.

A Caregiver's Perspective

HJ's story is an intriguing one. She started working for TI's father in November 2020, initially hired through an agency. Over time, her role evolved, and she continued working under a private agreement until April 2022. During this period, TI claims that the employment contract was with her, not her father, and that HJ was paid in cash, unaware of TI's Power of Attorney (POA) status.

HJ's version of events paints a different picture. She insists that the Aeroplan card was a gift, a gesture of gratitude from TI's father for her caregiving services. She further states that the father never asked for the card or points back and even downplayed their value, saying they were "just points" he wouldn't use anyway.

Capacity and Intent

The tribunal's main focus was on two critical questions: Did TI's father intend to gift the Aeroplan points, and did he have the capacity to do so? The evidence presented a complex picture. While both parties agreed that TI's father had Alzheimer's disease, a doctor's letter provided a more nuanced view, stating that the father's cognitive decline primarily affected his memory and that he was physically impaired rather than mentally incapacitated.

TI argued that her father might have misunderstood the value of the Aeroplan points or believed they would continue to accrue. This argument, however, didn't sway the tribunal, which determined that while TI's father had a cognitive decline, it didn't prove he lacked the ability to understand the nature and effect of gifting the Aeroplan points.

The Tribunal's Decision

In the end, the B.C. tribunal sided with HJ, ruling that it was more likely than not that the Aeroplan card and its points were indeed a gift. This decision dismissed TI's claims of theft and upheld HJ's version of events.

A Broader Perspective

This case highlights the delicate balance between caregivers, families, and the vulnerable individuals they care for. It raises questions about the intent and capacity of individuals with cognitive decline and the potential for misunderstanding or manipulation.

From my perspective, cases like these are a reminder of the importance of clear communication, legal safeguards, and ethical considerations in the realm of caregiving. They also underscore the need for a deeper understanding of the complexities that can arise when dealing with vulnerable individuals and their assets.

What many people don't realize is that these situations are often more common than we think, and they can have significant emotional and financial implications. It's a fascinating insight into the human condition and the legal system's role in navigating these complex issues.

Aeroplan Points Dispute: Caregiver vs. Patient's Daughter (2026)
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